in Oklahoma city
About our Landlord Insurance
At Thomas Baste Insurance, we’re here to help you access the right levels of coverage at the best rates. From the moment you either speak or meet with us, you’ll immediately understand how our team has earned a superb reputation over the 17+ years of being in business. By taking the time to truly understand your needs, we offer tailored coverage that is designed to protect both you and your assets.
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What does Oklahoma Landlord Insurance Cover?
Buying landlord insurance will give you vital protection from potentially devastating financial losses if you rent out a property. This type of policy will give you coverage for certain liabilities, as well as the physical property.
Liability Insurance for Landlords
The liability element of your insurance is designed to help you pay to cover your legal costs or another person’s medical bills in the event someone is injured on your property, and you are found to be responsible for that injury.
Property Insurance for Landlords
The property element of your coverage protects the physical property that you rent out. This isn’t limited to just the dwelling itself, but it can also extend to any of the maintenance equipment that you keep onsite as well.
Here’s a quick overview of the coverage your landlord insurance may include:
#1 – Dwelling
This will help pay for repairs to your condo, home, or apartment, in the event it is damaged by wind, lightning, fire, hail, or any other covered loss.
#2 – Other Structures
This will help pay for the repair of any detached structures on your property, such as a fence or garage; in the event they are damaged by a covered loss.
#3 – Personal Property – Only when used for property servicing
If you keep equipment on the property for the provision of performing routine servicing, such as a snowblower or lawnmower, then this element of your landlord insurance could help cover these items if they sustain any damage.
It goes without saying that your landlord insurance will be subject to policy limitations and deductibles. We can work with you to set the right limits and deductible for your individual situation.
As you can appreciate, there are many options to consider when you buy insurance for any vehicle. At Thomas Baste Insurance, we’re here to talk you through these options, and to help you understand which type of coverage is most suited to your needs. Our ultimate goal is to help you make an informed decision by giving you easy to understand insurance quotes and clear explanations for each option that is relevant to your individual needs.
Other Types of Landlord Insurance to Consider
Depending on the age, condition, and location of your rental property, you may wish to add a range of optional coverages to your landlord insurance policy.
- Building Codes
- Rental Property Under Construction
Whether you’re simply gathering quotes for landlord insurance in Oklahoma or you’re ready to buy insurance for your rental property today, our team is committed to helping you quickly and easily get the best coverage to fit your needs.
At Thomas Baste Insurance, we care about the same things as you, and we want to make sure your property and your assets get the best possible protection at the right price.